What CTP Really Covers: More Than Just Medical Bills
CTP insurance provides compensation based on the overall impact an accident has on the injured person’s life—not just the visible medical bills. It’s important to remember that you may be entitled to compensation for lost income, rehabilitation, future treatment, and psychological injuries, in addition to your medical expenses.
Preparing Your CTP Claim: Essential Evidence, Documents
When it comes to a CTP (Compulsory Third Party) claim, preparation is everything. If you systematically gather evidence from the moment the accident happens and make sure all required documents are in place, your chances of receiving fair compensation increase significantly. Use the checklist provided and work through each item one by one. Even if you’ve missed something, it’s not too late—secure the missing documents as soon as possible.
CTP Claim Journey: Accident to Settlement
The CTP (Compulsory Third Party) claim process can feel long and complex—especially if you’re dealing with it for the first time. But when you understand each step and prepare properly, you give yourself the best chance of receiving a fair and timely outcome. And it all begins with what you do immediately after the accident.
CTP Explained: What Every Driver Should Know
The core purpose of CTP insurance is to protect road accident victims. Even if the at-fault driver lacks the financial means to pay compensation, the injured party can still receive fair compensation through the CTP insurance scheme. It serves as a vital safety net established by Australian law to safeguard the fundamental rights of motor accident victims.
How Are Workers Compensation Claims Calculated?
The damages are for the pain, suffering and loss of amenities that a person has experienced and will continue to experience due to their injuries. For injuries suffered in Queensland, pain and suffering is generally assessed using a scale of injuries under the legislation. The Workers’ Compensation and Rehabilitation Regulation 2014 (Qld) sets out items under which injuries are categorised. The items grade injuries on a scale of 0 to 100, giving them an Injury Scale Value (ISV).
