How Do I Make a CTP Compensation Claim After a Car Accident in Perth or Any Parts in WA?
If you’ve been injured in a motor vehicle accident in Western Australia (WA), you can claim compensation from ICWA (the Insurance Commission of Western Australia) by proving the negligence of the other driver. WA is the only state in Australia where a single government body holds a monopoly over CTP insurance, and — unlike NSW and Victoria — it has no no-fault statutory benefits. As a result, proving the other party’s fault is a precondition for compensation. Compensable items include treatment costs, rehabilitation, loss of earnings (past and future), care and support, and pain and suffering — where pain and suffering compensation is only payable if your injury reaches at least 5.5% of a Most Extreme Case (MEC). The limitation period for litigation is 3 years, and the claim process runs: online Crash Report → Notice of Intention to Make a Claim → ICWA investigation → negotiation/settlement or litigation. Note, however, that even where fault cannot be proven, anyone who suffers a catastrophic injury in an accident on or after 1 July 2016 may receive no-fault treatment and care through ICWA’s Catastrophic Injuries Support (CIS) Scheme.
